First Time Home Buyer Programs

Home Buyer Programs In California
San Diego Community Housing Works

City of
Chula Vista
Housing Programs
The Division administers a number of programs that seek to improve, preserve and increase the supply of affordable housing among other things the program assists in with assistance for first-time homebuyers.

Community Development Department, Housing Division
430 F Street
Chula Vista Ca 91910

Imperial Beach

Imperial Beach residents are eligible to participate in the housing programs administered by the County of San Diego, Department of Housing and Community Development.

825 Imperial Beach Boulevard, Imperial Beach, CA 91932

858-423-8303 … General Program Assistance

858-694-4885 … County of San Diego Housing Programs

National City
Housing  programs

The City of National City provides both a residential rehabilitation program for its homeowners and mobile home owners, and a first-time homebuyer program for its residents.

Community Dev. Commission
140 E. 12th St., Suite B
National City, CA 91950

619-336-4250 … General Program Assistance

City of
San Diego Programs

Downtown First-Time Homebuyer Program– A program that assists first-time homebuyers earning 120 percent or less of the AMI to purchase a home in downtown San Diego. This program provides financing, in the form of a second trust deed loan, not to exceed $75,000. The loan is for 30 years at zero percent interest and has no monthly payments for the first five years. (Centre City Development Corporation, San Diego Housing Commission)

San Diego Housing Commission

Home buyer assistance programs

Address: 1122 Broadway, Suite 300, San Diego, CA  92101

Administration: 619.231.9400

Property Rehabilitation and Assistance

Property rehabilitation programs– Program to help lower-income (60 – 80 percent AMI) homeowners and rental property owners make needed repairs to older housing. (San Diego Housing Commission)

HOMEWORKS! Purchase/Rehabilitation Program– For buyers wanting to purchase and renovate older homes in targeted areas of the city. Program options include deferred loans, tax credits and down payment assistance. (San Diego Housing Commission)

City Heights Redevelopment Housing Rehabilitation Loan Program (PDF: 216K)- For very-low and low-income homeowners within the City Heights Redevelopment Project Area. The program includes Home Repair Loans of up to $10,000 and Exterior Enhancement Loans of up to $5,000, or a combination of the two, for owner-occupants of one- and two-unit properties. (Redevelopment Division/Housing Commission)

Housing Rehabilitation Program– Available to homeowners in targeted redevelopment project areas that require assistance with interior and exterior enhancements to their home. The Exterior Enhancement & Home Repair Grants are provided to interested homeowners of owner-occupied, one and two-unit properties with gross household incomes up to 80 and 100 percent of the San Diego Median Area Income. A low-interest, fully-deferred Housing Rehabilitation Loan is provided to interested homeowners that have substantial home repair needs and occupy a one or two-unit property with a gross household income up to 80 percent of the San Diego Median Area Income. (Southeastern Economic Development Corporation)

San Diego County
Housing and Community Development, 3989 Ruffin Rd, San Diego, CA  92123

858-694-4801 Waiting list applications and updates

858-694-4885 to request a Housing Resource Directory

The County of San Diego, Department of Housing and Community Development, offers a variety of housing programs to assist low-income households including first-time homebuyer assistance.