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	<title>Jerry Bice</title>
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	<description>Real Estate Knowledge, at your fingertips</description>
	<lastBuildDate>Thu, 19 Apr 2012 14:21:03 +0000</lastBuildDate>
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		<title>Fannie and Freddie Set Timeline Requirements for Short Sales</title>
		<link>http://www.jerrybice.com/wordpress/2012/04/17/fannie-and-freddie-set-timeline-requirements-for-short-sales/</link>
		<comments>http://www.jerrybice.com/wordpress/2012/04/17/fannie-and-freddie-set-timeline-requirements-for-short-sales/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 14:19:10 +0000</pubDate>
		<dc:creator>Jerry Bice</dc:creator>
				<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Misc.]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>

		<guid isPermaLink="false">http://www.jerrybice.com/wordpress/?p=636</guid>
		<description><![CDATA[BY: CARRIE BAY Beginning June 15, real estate agents working with distressed homeowners whose loans are backed by Fannie Mae and Freddie Mac should expect to receive a decision on a short sale offer within 30-60 days. The GSEs issued new guidelines Tuesday that fall under the Servicing Alignment Initiative rolled out last fall and aim to bring greater transparency to [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Bank of America hopes underwater homeowners become renters to avoid foreclosure</title>
		<link>http://www.jerrybice.com/wordpress/2012/03/23/bank-of-america-hopes-underwater-homeowners-become-renters-to-avoid-foreclosure/</link>
		<comments>http://www.jerrybice.com/wordpress/2012/03/23/bank-of-america-hopes-underwater-homeowners-become-renters-to-avoid-foreclosure/#comments</comments>
		<pubDate>Fri, 23 Mar 2012 16:24:03 +0000</pubDate>
		<dc:creator>Jerry Bice</dc:creator>
				<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Rent]]></category>

		<guid isPermaLink="false">http://www.jerrybice.com/wordpress/?p=632</guid>
		<description><![CDATA[By Kenneth R. Harney, Published: March 23 If you’re seriously underwater and headed to foreclosure, what would you say if the lender suddenly offered you the chance to remain in your home as a tenant for an extended period plus have your mortgage debt wiped away? Would you say yes? Or would you instead conclude: Hey, why pay [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>White House proposes aid for underwater homeowners</title>
		<link>http://www.jerrybice.com/wordpress/2012/02/02/white-house-proposes-aid-for-underwater-homeowners/</link>
		<comments>http://www.jerrybice.com/wordpress/2012/02/02/white-house-proposes-aid-for-underwater-homeowners/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 16:31:03 +0000</pubDate>
		<dc:creator>Jerry Bice</dc:creator>
				<category><![CDATA[Misc.]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[HARP]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.jerrybice.com/wordpress/?p=620</guid>
		<description><![CDATA[Kathleen Pender Thursday, February 2, 2012 The Obama administration on Wednesday detailed its new proposal to let some homeowners with mortgages not owned by Fannie Mae or Freddie Mac refinance into a new loan backed by the Federal Housing Administration, even if they are underwater and have low credit scores. The proposal, if approved by Congress, would [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Housing Crisis to End in 2012 as Banks Loosen Credit Standards</title>
		<link>http://www.jerrybice.com/wordpress/2012/01/24/housing-crisis-to-end-in-2012-as-banks-loosen-credit-standards/</link>
		<comments>http://www.jerrybice.com/wordpress/2012/01/24/housing-crisis-to-end-in-2012-as-banks-loosen-credit-standards/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 13:57:36 +0000</pubDate>
		<dc:creator>Jerry Bice</dc:creator>
				<category><![CDATA[Lenders]]></category>

		<guid isPermaLink="false">http://www.jerrybice.com/wordpress/?p=628</guid>
		<description><![CDATA[BY: KRISTA FRANKS BROCK Capital Economics expects the housing crisis to end this year, according to a report released Tuesday. One of the reasons: loosening credit. The analytics firm notes the average credit score required to attain a mortgage loan is 700. While this is higher than scores required prior to the crisis, it is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Fannie Mae Predicts &#8216;Moderate Growth&#8217; in 2012</title>
		<link>http://www.jerrybice.com/wordpress/2012/01/17/fannie-mae-predicts-moderate-growth-in-2012/</link>
		<comments>http://www.jerrybice.com/wordpress/2012/01/17/fannie-mae-predicts-moderate-growth-in-2012/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 17:00:25 +0000</pubDate>
		<dc:creator>Jerry Bice</dc:creator>
				<category><![CDATA[Purchase]]></category>

		<guid isPermaLink="false">http://www.jerrybice.com/wordpress/?p=615</guid>
		<description><![CDATA[BY: KRISTA FRANKS The U.S. economy is projected to grow 2.3 percent for the year, according to Fannie Mae’s Economics &#38; Mortgage Market Analysis Group. Growth will be affected by “fiscal policy issues and political economic uncertainty,” according to Fannie Mae. The upcoming presidential election, the healthcare debate, and the sovereign debt crisis in the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Fannie Mae sees 2012 home sales up 3.5% to 4.74 million</title>
		<link>http://www.jerrybice.com/wordpress/2012/01/13/fannie-mae-sees-2012-home-sales-up-3-5-to-4-74-million/</link>
		<comments>http://www.jerrybice.com/wordpress/2012/01/13/fannie-mae-sees-2012-home-sales-up-3-5-to-4-74-million/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 16:59:22 +0000</pubDate>
		<dc:creator>Jerry Bice</dc:creator>
				<category><![CDATA[Purchase]]></category>
		<category><![CDATA[Fannie Mae]]></category>

		<guid isPermaLink="false">http://www.jerrybice.com/wordpress/?p=613</guid>
		<description><![CDATA[by ANDREW SCOGGIN The housing sector will likely take incremental steps forward in 2012, though total originations will fall on fewer refinances, according to economists at Fannie Mae. The second half of the year should outpace the first six months in terms of growth, though fiscal policy and political uncertainty in Washington will likely drive consumer [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Fannie Mae, banks halt foreclosures for the holidays</title>
		<link>http://www.jerrybice.com/wordpress/2011/12/01/fannie-mae-banks-halt-foreclosures-for-the-holidays/</link>
		<comments>http://www.jerrybice.com/wordpress/2011/12/01/fannie-mae-banks-halt-foreclosures-for-the-holidays/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 17:32:23 +0000</pubDate>
		<dc:creator>Jerry Bice</dc:creator>
				<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[Evictions]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://www.jerrybice.com/wordpress/?p=605</guid>
		<description><![CDATA[By Les Christie @CNNMoney December 1, 2011: 4:11 PM ET NEW YORK (CNNMoney) &#8212; Happy holidays struggling homeowners! Fannie Mae, Freddie Mac and several large mortgage lenders have pledged not to foreclose on delinquent borrowers during the Christmas season. For homeowners with loans through Fannie Mae (FNMA, Fortune 500) and Freddie Mac (FMCC, Fortune 500), the moratorium will run [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can you refinance your inherited property without mortgage?</title>
		<link>http://www.jerrybice.com/wordpress/2011/10/26/can-you-refinance-your-inherited-property-without-mortgage/</link>
		<comments>http://www.jerrybice.com/wordpress/2011/10/26/can-you-refinance-your-inherited-property-without-mortgage/#comments</comments>
		<pubDate>Wed, 26 Oct 2011 17:10:13 +0000</pubDate>
		<dc:creator>Jerry Bice</dc:creator>
				<category><![CDATA[Lenders]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.jerrybice.com/wordpress/?p=601</guid>
		<description><![CDATA[By S. Smith - http://www.mortgagefit.com/refinance.html Have you inherited a house from your grand parents? I’m sure there are many people who have inherited property from their family members or from their close relatives. Sometimes this property is shared among the siblings or an individual is the sole owner of the property. There are many people who [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Lending Revamp Planned</title>
		<link>http://www.jerrybice.com/wordpress/2011/10/24/home-lending-revamp-planned/</link>
		<comments>http://www.jerrybice.com/wordpress/2011/10/24/home-lending-revamp-planned/#comments</comments>
		<pubDate>Mon, 24 Oct 2011 19:55:29 +0000</pubDate>
		<dc:creator>Jerry Bice</dc:creator>
				<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Lending]]></category>

		<guid isPermaLink="false">http://www.jerrybice.com/wordpress/?p=592</guid>
		<description><![CDATA[BY NICK TIMIRAOS Federal regulators on Monday unveiled a major overhaul of an underused mortgage-refinance program designed to help millions of Americans whose home values have tumbled. The plan is the latest White House effort to deal with one of the most critical impediments to economic recovery—a stagnant housing market caused in part by a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Obama administration ramps up mortgage refinancing effort</title>
		<link>http://www.jerrybice.com/wordpress/2011/10/24/obama-administration-ramps-up-mortgage-refinancing-effort/</link>
		<comments>http://www.jerrybice.com/wordpress/2011/10/24/obama-administration-ramps-up-mortgage-refinancing-effort/#comments</comments>
		<pubDate>Mon, 24 Oct 2011 19:54:01 +0000</pubDate>
		<dc:creator>Jerry Bice</dc:creator>
				<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Purchase]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.jerrybice.com/wordpress/?p=590</guid>
		<description><![CDATA[From McClatchy News Service WASHINGTON — The Obama administration, worried that the housing crisis is strangling the economic recovery, is stepping up efforts to aid the battered market as another wave of home foreclosures threatens to drive values down further and rattle consumer confidence again. But the administration’s piecemeal approach — giving temporary reprieves to [...]]]></description>
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