Red, white, and blue: Tips for displaying the Stars and Stripes

The Star-Spangled Banner. Old Glory. The red, white, and blue. No matter how Americans refer to the U.S. flag, everyone has the right to fly it. Flag Day, held annually on June 14 since 1916, should serve as a good reminder for how all should properly and proudly display the Stars and Stripes.

Thanks to the Freedom to Display the American Flag Act, enacted in 2006, residents in community associations have the right to fly the flag even if there are rules and restrictions that prevent it from being displayed. CAI believes, however, that associations should be able to determine the appropriate size, placement, and installation of the flag and flagpoles.

CAI encourages associations to follow the guidelines for flying Old Glory in the U.S. Flag Code, some of which includes:

  • Display the flag in public from sunrise to sunset. It can be displayed at night if it is illuminated during darkness.
  • Do not display the flag in inclement weather, unless it is an all-weather flag.
  • The flag can fly on all days, especially on national holidays, other days that may be proclaimed by the president, and dates of admission of states into the union.
  • Do not position the flag upside down. This represents a signal of distress in moments of extreme danger to life or property.
  • Do not let the flag touch anything beneath it, including the ground, floor, water, or other objects.
  • No part of the flag should have any mark, insignia, letter, word, figure, design, picture, or drawing of any nature.

Need more information about rules and regulations regarding flags, banners, and emblems? Read Everyday Governance: The Community Association’s Guide to Flags, Rentals, Holiday Decorations, Hoops, and Other Headaches, available from CAI Press.

The post Red, white, and blue: Tips for displaying the Stars and Stripes appeared first on Ungated: Community Associations Institute Blog.

Condominium assessments and bankruptcy: What can associations collect?

Courts across the nation are split on whether post-petition community association assessments constitute dischargeable debts under Chapter 13 of the U.S. Bankruptcy Code. To make matters worse, in November, the Supreme Court denied a petition to review the issue, leaving the community association industry wondering if the existing dispute among the courts will ever have a concise national remedy.

This past July, the Ninth Circuit Court of Appeals, which comprise several Western states, had held in Goudelock v. Sixty-01 Ass’n of Apartment Owners, No. 16-35385 (9th Cir. July 10, 2018), that an individual’s pre-petition debt or claim for assessments—created when a property owner takes title to property and which contractually obligates the owner/debtor to pay assessments—is dischargeable when the owner/debtor successfully completes a confirmed Chapter 13 plan. In November, CAI attorneys drafted and submitted an amicus brief in tandem with the (now denied) petition to the U.S. Supreme Court appealing the Ninth Circuit case.

CAI’s amicus brief made it clear to the Supreme Court that the rationale employed by the Ninth Circuit in Goudelock has far-reaching implications for community associations throughout the U.S., as it threatens the lifeblood of community associations—the continued ability to levy and collect assessments and dues for the maintenance and preservation of community property. Due to the Supreme Court denying the association’s petition, the Goudelock decision stands. This decision is already negatively impacting community associations in the Ninth Circuit, as courts have cited the Goudelock decision in their reasoning for denying community associations the ability to collect debts in Chapter 13 bankruptcies.

Yet not all courts across the country agree with this decision. In February, the U.S. District Court in New Jersey handed down a decision that positively impacts the amount of money a condominium association with a properly recorded lien is entitled to receive when a unit owner files for Chapter 13 bankruptcy.

In an appeal filed by the Oaks at North Brunswick Condominium Association, the New Jersey court reinforced that a condominium association lien that is recorded in accordance with the New Jersey Condominium Act is given elevated priority over other claims and that said lien is partially secured and no amount of the lien can be stripped because of the Anti-Modification Clause. This means that condominium associations should receive the full amount of their lien claim when a unit owner files a Chapter 13 bankruptcy.

For now, these conflicting rulings leave our community association attorneys confused and frustrated. Outcomes such as the Oaks at North Brunswick case provide hope for dischargeable debts in our industry. However, Goudelock provides that pre-petition condominium assessments are dischargeable in Chapter 13 proceedings but leaves some critical questions unanswered. This being the first circuit court case on the issue, chances are the other circuits may weigh in. At the end of the day, attorneys need to be aware of Goudelock and its possible application to every Chapter 13 case where the debtor owes community association assessments.

This post also is running on CAI’s Advocacy blog, where you can read about the latest court cases, state and federal advocacy efforts, public policies, and more.

The post Condominium assessments and bankruptcy: What can associations collect? appeared first on Ungated: Community Associations Institute Blog.

Different strokes, different folks: How community managers and property managers have distinct roles

A common mistake in state legislatures considering community association manager licensing—and among the general public—is to lump community association managers and property managers into the same bucket. While both are very important roles, they are distinctly different professions with functions, skill sets, and responsibilities specific to each.

A community association manager can manage every type of community: condominium associations, homeowner associations, resort communities, and commercial tenant associations. A community association manager works directly with property owners and homeowners.

Property managers oversee individual rental units or a group of rental units, such as an apartment complex. They’re responsible for managing the entire property, while community association managers are responsible for common areas—not individually owned properties.

“From a legislative standpoint, this incorrect categorization occurs because state legislators misunderstand the nature of community association management,” says Matthew Green, director of credentialing services for Community Association Managers International Certification Board (CAMICB). “They believe that community association management skills are identical to those of a property manager without recognizing the vastly different responsibilities of these two positions.”

This misunderstanding of the two professions often bleeds into more general conversations occurring in this space. Compounding this is the reality that there’s a slight overlap in a couple of the duties performed. For example, both property managers and community association managers supervise certain maintenance activities, such as swimming pool upkeep and trash removal. But it’s important to understand that community association managers oversee and direct all aspects of running the business operation. This means that they authorize payment for association services; develop budgets and present association financial reports to board members; direct the enforcement of restrictive covenants; perform site inspections; solicit, evaluate, and assist in insurance purchases; and even supervise the design and delivery of association recreational programs.

Property managers are responsible for managing the actual property and therefore handle the physical assets of the unit at the owner’s request. Property managers generally oversee rental units and leases. Their responsibilities might include finding or evicting tenants, collecting rent, and responding to tenant complaints or specific requests. If a property manager is responsible for a vacation or second home, he or she may arrange for services such as house-sitting or local sub-contracting necessary to maintain that property. Alternatively, an owner may opt to delegate specific tasks to a property manager and choose to handle other duties directly.

Stephanie Durner, CMCA, AMS, director of community management at River Landing, a gated golf course community in Wallace, N.C., views the distinction this way:

“While property managers are generally charged with overseeing physical structures that are used by people who are not the owners of the property, association managers represent the property owners themselves and are involved in just about every aspect of the overall community. For instance, if a garage door is broken at a rental house, the tenant would call a property manager or owner/landlord. But if there’s a pothole that needs repair or if a neighbor’s dog is running loose through the neighborhood, that’s a task for the community association manager who both maintains the common areas and upholds the governing rules. To me, community association management is a more holistic approach that contributes to the overall quality of life for all the owners in a community.”

Green emphasizes that while some job responsibilities are similar, community association managers have additional functions. “It’s critical that community association management be recognized as distinct from property management because association management requires a wider variety of knowledge and skills,” he says.

Because of these differences, community managers and property managers need different training and education.

CAMICB offers and maintains the Certified Manager of Community Associations (CMCA) credential, the only international certification program designed exclusively for managers of homeowner and condominium associations and cooperatives. The CMCA credential means an individual has taken and passed the rigorous CMCA examination, proving they have a solid understanding of the business operations involved in being a community association manager.

The post above originally was published on CAMICB’s CMCAcorner blog. Follow along for the latest on the essential credential for community managers.

The post Different strokes, different folks: How community managers and property managers have distinct roles appeared first on Ungated: Community Associations Institute Blog.

What do community associations look like in China?

Shanghai urban skyline, China

Picture this: A place where community associations aren’t legally able to have their own bank accounts, property management companies can retain ownership of common areas and rent them out without homeowners’ consent, and developers interfere with board elections because they are opposed to the formation of community associations. While this might seem improbable, situations like these occur frequently in China.

In the U.S., the community association housing model has become commonplace. According to the latest figures from the Foundation for Community Association Research, there are roughly 344,500 common-interest communities across the country. CAI has chapters throughout the world, including Canada, the Middle East, and South Africa, and relationships with housing officials in Australia, Spain, Saudi Arabia, and the United Kingdom. But how prevalent are community associations elsewhere in the world?

They’re a recent development in China, emerging shortly after housing reforms in the 1990s. Previously, urban housing was mainly provided by danwei, or place of employment. Danwei were organized by occupation and were both a physical space where people lived and a system whereby the government could regulate residents’ decisions and actions. With economic and political reform, this system largely became obsolete, leading to significant housing changes.

In response to property rights violations by developers and property management companies, community associations began to emerge. Developers have been faulted for failing to give homeowners their deeds and using them as collateral for loans, understating the area of the home, or not providing promised amenities. Unlike in the U.S., where community associations are usually formed by developers and membership occurs upon purchase of a home, associations in China are a grassroots effort spearheaded by residents to preserve their rights.

From a cultural and political perspective, community associations are novel in the single-party authoritarian regime that is the People’s Republic of China. In a 2008 dissertation by Feng Wang, at the time a Doctorate of Philosophy candidate at the University of Southern California, local governments often looked down upon associations as “an unstable social force that interrupts the establishment of a harmonious society.”

In China, a community association needs to form a preparatory group before it can officially establish—a difficult process. Residents need a representative from their developer and management company. Without their participation, local governments easily strike down the burgeoning association. The group also must meet a voting threshold for approval, and appeal to the management company or developer for a list of residents’ names and contact information to generate participation. Causing further complications, the initial vote is determined by property percentage. This gives developers an opportunity to vote to block its formation if they still own unsold units.

Despite the difficulty in forming and managing community associations, some have achieved commendable success in the country. In 1998 (before some important reforms), residents in one housing complex in China staged a coup and successfully disbanded their HOA after discovering that their management company had falsified a neighborhood mandate giving them permission to form the group. New leadership was voted in, and an HOA with community approved leadership was formed. The group was even able to successfully negotiate lower fees with the management company.

The residential conflict commonly reported in the media in community associations across the U.S. seems trivial compared to the conflict between developers, property managers, and homeowners in China. One might even wonder at the seeming lack of internal disputes among Chinese residents. In fact, according to a survey conducted by Wang, 92 percent of homeowners rate conflict among themselves as a serious issue, but only 25 percent of community associations focus efforts on addressing these issues. It is precisely because of the focus on exterior challenges, rather than internal conflict, that many community associations in China have flourished despite an unfavorable environment.

Through transparency, inclusion, and mobilization of homeowners in China, associations have made huge gains for the rights of residents. Whether in China or the U.S., community associations cannot lose sight of their goals: to elevate residents’ standard of living and protect property values.

Read more about homeowners association in China in the following:

The post What do community associations look like in China? appeared first on Ungated: Community Associations Institute Blog.

Why are common-interest communities so uncommon in the U.K.?

Big Ben, London

Community association living is widely popular in many areas of the world. In the U.S., for example, there are 70 million people living in 344,500 common-interest communities, one in eight live in a condominium in Canada, and three million Australians live in strata communities. Condominiums have taken off in Europe too, especially in France and Germany. However, one country remains a laggard in this trend: The United Kingdom. Despite legislation introduced in 2004 to jump-start condominiums— or commonholds as they are referred in the U.K—less than 20 have been developed.

The commonhold system was introduced to phase out the most popular form of housing in the UK: leasehold. In a leasehold arrangement, the buyer rents a flat from the freeholder, or landlord, for a specified number of years. The freeholder is responsible for managing and maintaining the common areas of the building, such as hallways, roofs, and facades. The lease is typically long-term—often as many as 120 years—but begins to decrease in value as the lease nears its end. Many individuals have taken issue with the leasehold system. Complaints range from burdensome fees imposed by landlords to the costliness of extending a lease and the fundamental nature of a leasehold as a wasting asset.

With all the complaints surrounding leaseholds, one might wonder why there’s a lack of enthusiasm for commonholds? In theory, self-management of commonholds removes conflict with the landlord, and ownership alleviates the ticking time bomb worry of a lease. The Law Commission, an entity responsible for reforming laws in the U.K., has a few ideas as to why commonholds remain so sparse.

Some potential issues affect homeowners. When changing from a leasehold to a commonhold, the law requires unanimous consent from every inhabitant 21 years or older, the freeholder, and every lender with a mortgage. Naturally, getting this many people informed, let alone on board with such a big change, is difficult. In addition, the commonhold association, the U.K. equivalent of a community association board, is a company under the current law. As such, leaseholders could face criminal penalties for violating the law. This standard is much too risky for any homeowner. Regulations also might be too stringent in some areas and overly flexible in others. For example, maintenance obligations are unchangeable regardless of age and price of the building, but on the other hand, fire insurance is the only type of insurance buildings are required to have, whereas other types of buildings require flooding and theft insurance.

Overall, commonhold’s failure to launch might simply be due to lack of a financial incentive for developers and a gap in public awareness over this type of housing. These types of large-scale transitions can be difficult and require public backing. However, the U.K.’s housing reform endeavors are an admirable effort to jump-start conversation between potential homebuyers, legislators, commonhold owners, and developers.

The post Why are common-interest communities so uncommon in the U.K.? appeared first on Ungated: Community Associations Institute Blog.

Fly Old Glory Fly

On June 14, 1777, the Marine Committee of the Second Continental Congress at Philadelphia adopted a resolution that “the flag of the United States be thirteen stripes, alternate red and white; that the union be thirteen stars, white in a blue field representing a new constellation.” Though the American flag has changed a few times over the years, we’ve stuck to the Stars and Stripes format since. It’s why we celebrate Flag Day today.

The U.S. flag has profound meaning for many Americans, which is why CAI applauded the 2006 enactment of the Freedom to Display the American Flag Act, giving residents the right to fly an American flag despite any community association rules or restrictions that prevent doing such. CAI believes, however, that associations should be able to determine the appropriate size, placement, and installation of flags. A few tips for flying Old Glory, based on the U.S. Flag Code, are included in the graphic at left. 

Every community association has different rules for displaying flags, whether they be the American flag, a garden flag, or a flag with a resident’s favorite football team. These rules are conceived and enforced to promote uniformity within community associations and avoid the potential proliferation of all flags, banners, and emblems.

For more information about rules and regulations regarding flags, read Everyday Governance: The Community Association’s Guide to Flags, Rentals, Holiday Decorations, Hoops, and Other Headaches, available from CAI Press.

The post Fly Old Glory Fly appeared first on Ungated: Community Associations Institute Blog.

CAI Honors Sen. Bill Nelson and Rep. Mark Sanford

 Sen. Bill Nelson (D-Fla.) and Rep. Mark Sanford (R-SC) were honored today with CAI’s 2018 Hero of Associations Award for their leadership and support for the millions of residents living in community associations. In recognizing the two congressional leaders for their work on behalf of community association homeowners and residents, CAI effectively designated Nelson as the organization’s senator of the year and Sanford as representative of the year.

The presentation was held at CAI’s 2018 Advocacy Summit, where more than 100 community association leaders met with congressional representatives to discuss regulations and laws that impact Americans who reside in community associations.

CAI honored Sen. Nelson for his work to ensure that residents living in homeowners associations and condominiums have the ability to protect private contracts and self-govern their neighborhoods. With nearly 10 million residents in 50,000 community associations, Florida has more community associations than any other state in the U.S.

Rep. Sanford was recognized for his work to provide residents in homeowners and condominium associations with access to federal funds in the wake of a presidentially declared natural disaster. Sanford witnessed first-hand the inequity of the Federal Emergency Management Agency’s allocation of federal funds in the wake of Hurricane Matthew in 2016 and Hurricane Irma in 2017. As a result, he introduced the Disaster Assistance Equity Act of 2017 to help homeowners associations qualify for funding for disaster recovery. If it becomes law, this legislation will help community associations in all states impacted by any presidentially declared natural disaster, including hurricanes, floods, wildfires, mudslides, and other calamities.

The post CAI Honors Sen. Bill Nelson and Rep. Mark Sanford appeared first on Ungated: Community Associations Institute Blog.

Goodbye to a True Community Association Supporter, Thank You Skip Daum

For those of you who hadn’t heard yet, Community Associations Institute’s, California Legislative Action Committee (CAI-CLAC) is officially announcing the retirement of its long term lobbyist Skip Daum of Capitol Communications Group on September 30th.

Skip had a well-deserved reputation for success when he and Capitol Communications Group began working for CAI-CLAC 24 years ago. He had interned for two lobbyists in Sacramento after 10 years in the US Air Force as an instructor navigator.  He has served us well since.

Skip has been the voice of CAI-CLAC at the Capitol. He is the one that identified legislative threats and possibilities for the community association industry. He would then act as expert, co-strategist and advisor every year as the Committee discussed issues, legislation and goals. With Skip at our side, CAI-CLAC has seen many successes. Just in the last legislative session we achieved many of our goals including:


Due to Skip’s and CLAC’s efforts, community associations may restrict the use of clotheslines in front and side yards, and balconies. Associations may also prohibit drying clothes and towels on balconies, railings, awnings, and other parts of structures. Those rights would have been lost otherwise.


Because of CLAC’s and Skip’s work, condominium projects will be required to add only two additional pages to their annual budget report, instead of sending separate notice every time it is reasonable to expect a status change.


Through its efforts CLAC retained the community association’s ability to require owners to obtain approval to install artificial turf if the governing documents provide for it.


CLAC sought and received amendments that allow community associations to insist owners who receive recycled water irrigate their landscape.

Darren Bevan, CAI-CLAC Chair had this to say about Skip’s retirement, “We’re grateful for Skip’s fine work during the nearly 25 years he represented CLAC. We will miss his humor and knowledge about community associations.”

During his time as our advocate, Skip says community association issues literally consumed 75% of his time thinking, writing, lobbying, public speaking, traveling and testifying on our behalf. His parting words of advice are “Preserve your commitment, continue to raise the awareness of CAI and CLAC among community association owners and the media, keep holding fundraisers, and (especially) grow your grassroots network — there’s strength in numbers.”


Watch for information on Kahn, Soares and Conway, LLP (KSC) who has been engaged to handle CAI-CLAC’s continuing advocacy work.

Communities, Support Your Voice at the Capitol: Buck-A-Door

Maintaining the voice and protecting the interests of community associations in California is the job of the Community Associations Institute’s California Legislative Action Committee (CAI-CLAC). Advocacy, also called lobbying, is one of the main goals of CAI, and is the process of educating legislators. The California Legislative Action Committee (CLAC) executes the very necessary advocacy portion of CAI’s objectives.

CLAC acts specifically on behalf of the eight CAI Chapters in California. The decision-making body is made up of two delegates from each chapter, as well as at-large delegates appointed by the committee.

Each year, between two and three thousand bills are introduced into the state of California legislative houses (State Senate and Assembly). CAI-CLAC’s advocate digs through these bills to determine which bills might affect community associations in California. The advocate and our CAI-CLAC delgates then decide which bills need action and communicate CAI-CLAC’s position to the legislature.

The probability of a legislator reading every bill they vote on is low. Consequently, it is necessary to draw their attention to a specific bill, give them the community association perspective, and an education on the potential effects of the bill. This helps them understand how best to vote. It is often the only way our legislators will understand the community association industry’s perspective on any issue. This is what CLAC does for you.

There are other interests out there doing this as well. If a legislator goes to vote with only an opposing interest’s information at hand, communities don’t stand a chance. The only way we can continue to speak up on behalf of communities in California is with the support from the people who benefit – community associations in California.

Through the Buck-A-Door donation program, community associations contribute one dollar per residence in their community (or more) per year. These continued contributions are critical to allowing CAI-CLAC to work on behalf of California’s communities.

Answers to questions that may come up in your community:
CLAC is not a PAC.
• CLAC does not contribute to any political campaigns.
• CLAC is not politically motivated, but participates in the legislative process in order to educate legislators.
• The money collected goes to pay for the advocate, the administrator, printing, postage and other items needed for the day-to-day functioning of the committee.

To help your community understand the benefits of CAI-CLAC’s advocacy, we ask that you put time in each agenda for a discussion about the importance of donating and the importance of the legislative education being provided by CLAC.

The following resources are also available to help create awareness of CAI-CLAC’s efforts under the “Donate” tab on CLAC’s website:
Buck-A-Door Pledge Form – contains information on how to support CLAC via the Buck-a-Door program.
Board Resolution for CLAC Contributions – To support a board decision to add a Buck-a-Door donation to the annual budget. Click the link under donation and download the resolution.
What is CLAC? flyer – includes information about CLAC, its mission and goals.
12 Reasons to Donate to CLAC– contains information on what CLAC is and what it does.
CLAC Accomplishments – describes recent activities and successes CLAC has had impacting legislation for the benefit of California’s community associations.

Please ensure the work of CAI-CLAC by encouraging participation in the Buck-A-Door donation program.

To encourage you to spend some time with our resource-rich website and investigate the tools for the Buck-a-Door donation program, CLAC is holding a contest. Please share the opportunity with your association and community members.

To be eligible to win the $25 gift card, visit the CAI-CLAC website. Find the online donation page. Once you find it, write down the 5th word in the headline. We are counting “CAI-CLAC” as one word. Send that word to us in an email addressed to: Submissions with the correct information will be entered into a drawing for the $25 gift card.

Good luck!

All entries must be emailed no later than Friday, July 29, 2016. The gift card will be mailed or presented at a chapter meeting. All decisions regarding winners are the PR Chair’s. All decisions are final. Rules are subject to change. No cost or purchase necessary. An unknown number of people may participate. You must be over 18 to enter.

Visiting Your Legislators Made Easy

Visiting your legislator can be easy, but the first time you do anything can be a little intimidating – a little nerve racking. That’s only the first time. We all need to get that one over with as soon as possible because we need your help.

We need your legislators to hear your voice on community association issues. We want to make it as easy as possible for you, so we’ve provided a step by step process to visiting your legislators. First, get to know the issues.

On the CAI-CLAC Website
If you are a member be sure to sign up for CLAC-TRAC e-news on the website ( under the Get Involved tab. If you’re not a CAI member, the first step is to join. That’s under the same tab!

When the email comes to contact your legislator (a call to action), CAI-CLAC will send you the information you need about our position and issues with the bill you are calling about. All you need to do is click the link in the alert to send a letter to your legislator.

Fortunately, it is all detailed for you if you want to get to know your legislator without a Call to Action. On the Get Involved tab at the top center of the home page:

  1. Click on the Contact Your Legislator subtab. There you can search to identify your representatives by inputting your home zip code. Click on SEARCH BY ADDRESS.
    a.   Add your home street address to the next page.
    b.   This should pull up a list of elected officials who represent you, the constituent. CAI-CLAC  serves you in California so click on your State Assembly and Senate representatives. Write down or copy their contact information.
  2.  Call your Assembly member or Senate member’s District Office, ask for the District Director.
    a. Explain who you are, who you represent (your association, management company, etc. and Community Associations Institute).
    b. If there are specific bills to discuss, name them by number, author, and topic.
    c. Ask to set a time on a Friday to meet with your Assembly member, if possible. Assembly members are usually in the District on Fridays, and are in Sacramento the rest of the week. Staff is just as good, because they research legislation and brief the Assembly member.
    d. If you cannot meet with anyone in a timely manner, ask to leave your comments and recommendation by phone or email.

Visiting Your Legislator
After you schedule your visit, go to again. Under the Get Involved tab go to What to Expect When Visiting Your Legislator subtab.
a. Read and do all 14 steps outlined, including the last paragraph.
b. Read the material on the tab, What to Take to Your Legislator’s Office.
c. Contact your local CAI Chapter, or go to the Resources tab and click on Visiting Your Legislator to gather the materials to take with you.

When you click directly on the Get Involved tab, instead of the sub tab, you will learn How to Respond to a Call to Action.
a. Read the information on this page.
b. Watch the full two minute, 49 second film of an actual call on a legislator.
c. In the last paragraph, click on “here” for what to bring on the visit. Bring two copies, for the legislator and a staff member. Staff will read material and brief the legislator.

If this is your first time visiting with a legislator, it is recommended that you ask an experienced member of your Chapter’s Legislative Support Committee to attend with you. Allow yourself a week to gather materials, talk to your chapter representatives, or to email Skip Daum at Many Chapters have folders, or binders you can use to put materials in.

To encourage you to spend some time with our resource-rich website CLAC is holding a contest. To be eligible to win the $25 VISA Gift Card, visit the CAI-CLAC website. There you will need to identify and watch the two advocacy videos (hint: we’ve already provided one to you). Once you watch the videos you will need to identify the percentage of legislators that say a constituent visit could help them reach a decision. Write this information (location of two advocacy videos and percentage of legislators) down in an email and send it to Submissions with the correct information will be entered into a drawing for a $25 VISA Gift Card.

All entries must be emailed no later than Friday, June 24, 2016. Gift card will be mailed or presented at a chapter meeting. All decisions regarding winners are the PR Chair’s. All decisions are final. Rules are subject to change.

Good luck!

Dick Pruess

Dick Pruess

A CAI-CLAC post with contributing content from Dick Pruess, an At-Large Delegate to CAI-CLAC from Pasadena and past CLAC Chair.